In this episode, Jeremy Wardle dives deep into the financial side of trucking, offering grounded advice for new owner-operators and fleet builders. With nearly two decades in the factoring and freight finance space, Jeremy shares what he’s learned from helping carriers navigate recessions, booms, and everything in between.
He reflects on how he accidentally landed in logistics and quickly found himself captivated by the industry’s complexity and people. Jeremy discusses the importance of approaching business growth pragmatically, knowing your numbers, and separating the roles of driver and business owner. He explains the value of factoring for cash flow management, how credit checks can protect against non-payment, and why relying on banks alone is often a mismatch for small carriers.
Throughout the conversation, Jeremy emphasizes building trustworthy relationships and developing financial literacy before jumping into business ownership. He shares honest, real-world examples of both success and failure, making this episode a must-listen for anyone looking to turn their trucking job into a thriving business.
At its core, this episode is about scaling responsibly, building with intention, and surrounding yourself with the right people to succeed in the long run.